See your retirement
money clearly.
Bring your own data — upload statements or CSVs, never a brokerage login — and get honest analytics back: market-regime-aware projections graded against what actually happened, risk and drawdown stats, goal tracking, and what-if scenarios, with the full methodology published.
Honest numbers about your own money.
No account linking, no hype — just your data, modeled and graded.
Bring your own CSV
Upload statements or CSVs. SmartMoney never asks for a brokerage login and holds no account credentials.
Regime-aware projections
Projections conditioned on market-regime analogs, not a single naive growth rate.
Graded against reality
Every forecast is scored against what actually happened, so you can see how accurate the model really is.
Risk, drawdown & goals
Volatility, drawdown and sequence-of-returns stats, with progress toward the goals you set.
What-if scenarios
Slide contributions, retirement date or returns and watch the projection move in real time.
Published methodology
The model's constants and assumptions are documented on a public methodology page — no black box.
Analytics, not advice. SmartMoney computes; you decide. It does not give personalized investment advice or tell you what to buy or sell — it shows you honest numbers about your own portfolio and grades its own forecasts against reality.
Bring your numbers.
Upload a CSV and see regime-aware projections in minutes — free to try.